Automate the process of authenticating a person's identity and prevent fraud in real time.

Protects your business with identity verification and fraud prevention service

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What is identity verification and fraud prevention?

Our identity verification service ensures that the person claiming an identity is indeed who they say they are, thereby reducing the risk of identity theft, fraud, and unauthorized access. By leveraging data from multiple sources and the latest technologies, we help authenticate the identity of users and detect fraud or discrepancies.

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SMS

Soft Credit check via SMS

A client texts the word "Go" to your Monitor Base phone number, they instantly gets a link where they provide their name and address and see the loan programs they credit pre-qualify for in seconds.

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Soft Credit check via Email

A client clicks a SoftPull button in you or your agent's email where they provide their name and address and see the loan programs they credit pre-qualify for in seconds.

WEB

Soft Credit check on your Website

Integrate our webforms and customers who visit your website can enter the details and you will be instantly notified if they meet the eligibility criteria

SMS

Judgements

A civil judgment occurs when a creditor wins a lawsuit over an unpaid debt, which can even include overdue child support. This legal action grants creditors new avenues to recover funds, such as seizing assets from bank accounts. Judgments affect loan eligibility, alongside credit profiles, underscoring their importance in financial decisions. Our verification service ensures thorough assessment of such factors, aiding informed decisions.

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Liens

Tax liens are filed by the IRS against tax delinquents, automatically triggered for debts exceeding $10,000. These liens enable the IRS to claim proceeds from asset sales to cover unpaid taxes. While not on credit reports, tax liens impede financial stability, affecting loan repayment capacity. Our software employs advanced algorithms and comprehensive databases to assess bankruptcy, liens, and judgments, aiding businesses in evaluating lending risks effectively.

WEB

What we offer

Our Income Insights report furnishes the following details

Assessment of whether the applicant's credit behavior matches their self-reported income.

Estimation of the variance between the applicant's reported income and the Income Insights estimate.

Recommendation on whether to request further proof of income, like recent pay stubs, from the applicant.

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Eliminate
Fraudulent Customers With our Identity Verification And Fraud Detection Services.

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Automate the verification process

Verifying customer data can be time-consuming, error-prone, and often not detectable manually. Utilize our sophisticated verification process to automate the entire procedure.

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Protect Your Business

Shield your business from fraudulent activities, including identity theft. Instances of identity theft and fraud have been steadily rising over the past decade, with reports indicating that 33% of Americans have experienced some form of identity theft at some point in their lives.

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Improved Efficiency

Streamline identity verification processes and fraud detection efforts, saving time and resources while enhancing operational efficiency.

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Reduced Risks

Minimize financial losses and reputational damage associated with fraudulent transactions and identity-related fraud.

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Compliance Confidence

Stay compliant with regulatory requirements and industry standards, mitigating legal risks and avoiding potential penalties.

FEATURES

Automate Identity Verification and Fraud detection process

Book a Demo
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Streamlined Identity Verification

Verify the identity of individuals swiftly and accurately using a range of authentication methods, including name, address, date of birth, biometric data and device data.

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Advanced Fraud Detection

Detect and prevent fraudulent activities with sophisticated algorithms that analyze patterns, inconsistencies, and suspicious behavior in real-time.

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Customizable Solutions

Tailor the software to meet your specific business needs with customizable features and flexible configurations.

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Real-time Alerts

Receive instant alerts and notifications of potential fraud attempts, enabling you to take immediate action and mitigate risks effectively.  

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Compliance Assurance

Ensure compliance with industry regulations, including the Fair Credit Reporting Act (FCRA) and the Equal Credit Opportunity Act (ECOA), to maintain regulatory compliance and protect your business reputation.

Soft pull and Hard pull (Heading missing)

Data on the Reports

Soft Pulls

Hard Pulls

FICO® Scores
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Tradelines
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Inquiries
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Collections
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Public Records
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Employment History
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Potentially Lowers Score
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Places Hard Inquiry on Report
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Requires SSN
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Requires Date of Birth
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Can Present Terms to Client
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Can Effectuate a Loan
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Requires Borrower's Consent
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Impact on Credit Score
Minimal or None
Can decrease
Frequency of Use
Multiple times
Limited
Time to Reflect on Report
Generally faster
Takes time

How it works

01
Sign Up

Create an account with Credit Raptor and subscribe to our services.

02
Customize Settings

Tailor the platform to your business needs, including selecting data providers and configuring compliance settings

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Conduct Inquiries

Enter customer information and initiate hard credit inquiries with just a few clicks

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Access Reports

Receive instant access to comprehensive credit reports, allowing you to make informed decisions quickly.

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Ensure Compliance

Monitor compliance status and generate compliance reports effortlessly using our built-in features

What Our Clients Are Saying

Don't just take our word for it – hear what our clients have to say about their experience with our software Credit Raptor

"Since implementing CreditRaptor, our verification process has become more efficient than ever. The instant verification feature has allowed us to make faster lending decisions and improve customer satisfaction."

John Doe

CEO of XYZ Lending

"We were blown away by the level of support and expertise provided by the CreditRaptor team. Their platform has transformed our verification process and helped us stay ahead of the competition."

Jane Smith

CFO of ABC Bank

Shaun Lee

Marketing Manager
Linkldn

Mary Sombra

Marketing Manager
Linkldn

How it works

01
Integration

Seamlessly integrate our ID Verify and Fraud Detection software into your existing systems and workflows.

02
Verification

Authenticate the identity of individuals and detect potential fraud using our advanced verification and detection algorithms.

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Alerting

Enter customer information and initiate hard credit inquiries with just a few clicks

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Action

Take immediate action to address identified fraud attempts and protect your business and customers from harm.

05
Ensure Compliance

Monitor compliance status and generate compliance reports effortlessly using our built-in features

Ready to enhance your security measures and protect your business from identity theft and fraud? Contact us today to learn more about our ID Verify and Fraud Detection software and start your free trial. Unlock peace of mind and safeguard your operations with our advanced security solution.

Still not sure ?
To learn how credit report data can be leveraged to gain business benefits
Schedule a Demo
To leverage data from credit reports for strategic business benefits
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